Your rental property is more than an investment it’s part of your financial future. Protect it with coverage designed for property owners.

Dwelling Protection:
Covers the physical structure of your rental homes, condos, or units against fire, storms, and other covered losses.

FROM YOUR FIRST APARTMENT TO YOUR FAMILY HOME TO YOUR INVESTMENT PROPTERTY, WE ARE HERE TO HELP
SpeakerCamera
🏡 Why Condo & Townhome Insurance Matters
Master Policy Gaps: 
  • Your HOA’s policy usually covers only the exterior and shared spaces — not your unit’s interior or your personal belongings.
Walls-In Coverage:
  • Protects the things that make your home yours — flooring, cabinets, fixtures, and appliances — areas the HOA won’t cover.
Personal Property & Liability:
  • Ensures your belongings are protected and covers you if a guest is injured or if damage spreads to another unit.
Loss Assessments:
  •  Helps pay your share of unexpected HOA special assessments after a major claim.
Optional Add-Ons:
  • Customize your coverage with options like water backup, flood, or extra protection for valuables.
👉 At E&S Insurance Group, we close the gaps left by HOA policies and provide coverage tailored to your condo or townhome, so you can live worry-free.